ATN: ALL EMPLOYEES of SOUTHERN TIER COMMUNITY HEALTH - UPC
Major Medical Insurance is offered to help make sure that in the event of an unexpected Injury or Illness, your Doctor, Hospital or Medical Facility is compensated for providing the vital treatment necessary for you or your loved ones.
However, today more than ever, even the best plans may pay only a portion of the actual costs of this treatment, leaving you to deal with the potential financial burden of Co-Pays, Deductibles, Direct and Indirect Out-of-Pocket Costs, Lost Wages or Final Expenses.
Voluntary Benefits provide a cost-effective way to enhance your medical insurance and help you prepare for life’s unexpected challenges. Paid directly to you, they can be used to pay expenses that other insurance may not cover.
However, the key to creating employee satisfaction with any Voluntary Benefits Program starts with effective Communication and Education at the most basic level. No two people and/or their families have exactly the same Personal or Financial needs, so the ability to tailor programs to their specific situation is very important.
Your Health Insurance Broker- Sheridan Benefits, along with their Voluntary Benefits partner, FJM Benefits Advisors, is pleased to offer Colonial Life Group Accident and Group Critical Illness Insurances. These highly in-demand programs can go a long way in offsetting many of the ‘out-of-pocket’ costs associated with a serious Illness or Injury. Best of all, they are both available as Guaranteed Issue, meaning that there are no medical questions asked and no one will be denied coverage.
We encourage all employees, whether currently enrolled, previously enrolled, or never enrolled, to meet with an FJM Representative to review this extremely generous offer. FJM Benefits Advisors, has found that in many cases you may be able to enhance your protection at little or no additional cost or even save some money.
In the meantime, you may select any of the images below to learn more about that particular program. Then, complete and submit the Contact Form, indicating which programs you are most interested in and one of the Benefit Specialists from FJM Benefits Advisors, will reach out to schedule either an in-person or virtual appointment.
(Select either of the graphics below to see a brief description of the product.)
Major Medical Insurance is offered to help make sure that in the event of an unexpected Injury or Illness, your Doctor, Hospital or Medical Facility is compensated for providing the vital treatment necessary for you or your loved ones.
However, today more than ever, even the best plans may pay only a portion of the actual costs of this treatment, leaving you to deal with the potential financial burden of Co-Pays, Deductibles, Direct and Indirect Out-of-Pocket Costs, Lost Wages or Final Expenses.
Voluntary Benefits provide a cost-effective way to enhance your medical insurance and help you prepare for life’s unexpected challenges. Paid directly to you, they can be used to pay expenses that other insurance may not cover.
However, the key to creating employee satisfaction with any Voluntary Benefits Program starts with effective Communication and Education at the most basic level. No two people and/or their families have exactly the same Personal or Financial needs, so the ability to tailor programs to their specific situation is very important.
Your Health Insurance Broker- Sheridan Benefits, along with their Voluntary Benefits partner, FJM Benefits Advisors, is pleased to offer Colonial Life Group Accident and Group Critical Illness Insurances. These highly in-demand programs can go a long way in offsetting many of the ‘out-of-pocket’ costs associated with a serious Illness or Injury. Best of all, they are both available as Guaranteed Issue, meaning that there are no medical questions asked and no one will be denied coverage.
We encourage all employees, whether currently enrolled, previously enrolled, or never enrolled, to meet with an FJM Representative to review this extremely generous offer. FJM Benefits Advisors, has found that in many cases you may be able to enhance your protection at little or no additional cost or even save some money.
In the meantime, you may select any of the images below to learn more about that particular program. Then, complete and submit the Contact Form, indicating which programs you are most interested in and one of the Benefit Specialists from FJM Benefits Advisors, will reach out to schedule either an in-person or virtual appointment.
(Select either of the graphics below to see a brief description of the product.)
