• Home
    • Frank J. Moley
  • About Us
    • Our Team
    • Unique Value Proposition >
      • Business Owner & Account Manager
    • Employee Benefits
  • General Services
    • Agent and Broker
    • Employee & Policyholder
  • Custom Enrollment Solutions
  • FJM-CVB PROGRAMS
  • Contact Us
  • Home
    • Frank J. Moley
  • About Us
    • Our Team
    • Unique Value Proposition >
      • Business Owner & Account Manager
    • Employee Benefits
  • General Services
    • Agent and Broker
    • Employee & Policyholder
  • Custom Enrollment Solutions
  • FJM-CVB PROGRAMS
  • Contact Us
  FJM & ASSOCIATES OF BUFFALO INC.
  • Home
    • Frank J. Moley
  • About Us
    • Our Team
    • Unique Value Proposition >
      • Business Owner & Account Manager
    • Employee Benefits
  • General Services
    • Agent and Broker
    • Employee & Policyholder
  • Custom Enrollment Solutions
  • FJM-CVB PROGRAMS
  • Contact Us

FJM Unique Value Proposition

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At FJM Benefits Advisors, we understand the challenge employers face in attracting and retaining top talent without straining their bottom line. That’s why we specialize in expanding and enhancing Employee Benefits programs with carefully curated Voluntary Benefits designed to support employees and their families. Through our exclusive contract with our preferred carrier, Colonial Life, we offer Guaranteed Issue products—ensuring no one is denied coverage.

But what truly sets us apart is our commitment to clarity, education, and unwavering support. We don’t just offer benefits—we ensure employees fully understand their options, empowering them to make informed decisions. And when issues arise with billing or claims, we’re right there, providing ongoing assistance every step of the way. At FJM Benefits Advisors, we don’t just serve businesses—we build partnerships that strengthen teams and fuel success.

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​FJM Benefits Advisors supports the Ideals and Principles of the National Association of Benefits and Insurance Professionals (NABIP), Formerly the National Association of Health Underwriters (NAHU).

NABIP is the preeminent organization for Health Insurance and Employee Benefits Professionals and works diligently to ensure all Americans have access to high quality affordable Healthcare and Related Services.

Our FJM Team

Our Team of Insurance Industry Professionals are always ready to help with all your Insurance & Employee Benefits needs.
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Our Process

 At  FJM Benefits Advisors, we know how challenging it can be to run your own business.  That's why we believe not only in working for you but also with you to design a Customized Benefit Program that works for you!