EMPLOYEE BENEFITS

Attracting and Retaining High-Quality Employees who will help build and grow your Business has never been more challenging!

Today's 'Hybrid Workforce'  is a combination of Office and Work-From-Home Staff, often representing up to 5 generations of employees.  This diversity makes it difficult to implement a comprehensive Employee Benefits Program that works for everyone.

FJM Benefits Advisors has a team of Experienced, Knowledgeable Insurance Professionals who provide a consultative approach to design a benefits program that makes sense for you and your unique situation.

Please select the corresponding button for any program below to view a short informational video.
 

Employee Benefit Offerings

Our seasoned team of insurance professionals combine the strength of nearly 100 years of accumulated industry experience. With the size, scope, and power of all the major carriers, we offer innovative and customized programs to all types of businesses with anywhere from 1 to 4000 employees.

Our corporate philosophy focuses on two key elements: 
  1. Utilizing a consultative selling approach to design relevant and responsive programs for our clients.
  2. Providing the proper education that will assist them in making informed decisions for themselves and their families.
We provide health insurance to individuals, small and large groups.  Show your employees you care about their health & wellness.
This plan provides pre-arranged cash directly to you for Emergency Treatment, X-Rays, Initial Hospitalization, Hospital Confinement, Follow-Up Treatment, Broken, Dislocated or Fractured Bones, Physical Therapy, Accidental Death & Dismemberment and much more!
Do you know someone who has Cancer, Heart Disease, a Stroke, Kidney Failure, or even an Organ Transplant?  Would your finances survive a critical insurance?  Provide a lump-sum payment upon diagnosis.  Includes annual Wellness Check-UP Benefit for all insureds.
Affordable, financial 'peace-of-mind' protection for your family and loved ones.
Ensure your employee's  are provided financial assistance in the event they are unable to work for a period of time due to illness, an accident, or injury.
Make sure trips to the dentist are covered.  Optional Vision Rider available.
NYS Disability Insurance is mandatory per state law. Comparing rates is the best way to ensure you're keeping your costs to a minimum.  Let us help you.
Provides a Cash Benefit for ER Visit, Daily Hospital Confinement, Diagnostic & Outpatient Procedures, Wellness & Doctor Visits.
Modern life requires personal information. Technology connects our relationships. Every day, we share more data in more complex ways. Protecting it requires both state-of-the-art technology and a new approach to thinking about digital relationships.