EMPLOYEE BENEFITS

Attracting and retaining top-tier employees who drive your business forward has never been more crucial—or more challenging.

In today’s dynamic workplace, the hybrid workforce blends office and remote employees across as many as five generations. This diversity makes it increasingly difficult to develop an employee benefits program that meets everyone’s needs.

At FJM Benefits Advisors, our team of seasoned insurance professionals takes a consultative approach to help you design a benefits program tailored to your unique situation.

Click the corresponding button below to watch a short informational video about our programs.

Employee Benefit Offerings

Our seasoned team of insurance professionals combine the strength of nearly 100 years of accumulated industry experience. With the size, scope, and power of all the major carriers, we offer innovative and customized programs to all types of businesses with anywhere from 1 to 4000 employees.

Our corporate philosophy focuses on two key elements: 
  1. Utilizing a consultative selling approach to design relevant and responsive programs for our clients.
  2. Providing the proper education that will assist them in making informed decisions for themselves and their families.
We provide health insurance to individuals, small and large groups.  Show your employees you care about their health & wellness.
This plan provides pre-arranged cash directly to you for Emergency Treatment, X-Rays, Initial Hospitalization, Hospital Confinement, Follow-Up Treatment, Broken, Dislocated or Fractured Bones, Physical Therapy, Accidental Death & Dismemberment and much more!
Do you know someone who has Cancer, Heart Disease, a Stroke, Kidney Failure, or even an Organ Transplant?  Would your finances survive a critical insurance?  Provide a lump-sum payment upon diagnosis.  Includes annual Wellness Check-UP Benefit for all insureds.
Affordable, financial 'peace-of-mind' protection for your family and loved ones.
Ensure your employee's  are provided financial assistance in the event they are unable to work for a period of time due to illness, an accident, or injury.
Make sure trips to the dentist are covered.  Optional Vision Rider available.
NYS Disability Insurance is mandatory per state law. Comparing rates is the best way to ensure you're keeping your costs to a minimum.  Let us help you.
Provides a Cash Benefit for ER Visit, Daily Hospital Confinement, Diagnostic & Outpatient Procedures, Wellness & Doctor Visits.
Modern life requires personal information. Technology connects our relationships. Every day, we share more data in more complex ways. Protecting it requires both state-of-the-art technology and a new approach to thinking about digital relationships.