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  • Home
  • About Us
    • Our Team
    • Our Process
    • Our Partners
  • Services
    • Insurance
    • Employee Benefits
    • Broker Services
    • Account Services
  • News
    • Insurance Industry
    • Business Owners
    • Agents & Brokers
  • Contact
  FJM & ASSOCIATES OF BUFFALO INC.
  • Home
  • About Us
    • Our Team
    • Our Process
    • Our Partners
  • Services
    • Insurance
    • Employee Benefits
    • Broker Services
    • Account Services
  • News
    • Insurance Industry
    • Business Owners
    • Agents & Brokers
  • Contact

Short-Term Disability 

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Most of us would not own a home or drive a car without protecting it with insurance, yet we often neglect to protect what is really our greatest asset, our ability to earn a living!

A serious Injury or Sickness may slow you down, but it won't slow down your monthly expenses. Mortgage or Rent Payments, Utility Bills, Tuition Bills and every day expenses like Food and Gasoline don't stop, even if your paycheck does.


Disability Insurance can help replace a portion of your lost income, ensuring that you will not have to deplete your resources, go into debt or worse if you cannot work for an extended period of time.

Your FJM Benefit Advisor will work with you to design a Benefit Amount, Waiting Period and Coverage Duration that will provide you with the protection you need at a price you can afford.


​Please click below to return to the first page and complete the info request form at the bottom.

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