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  • Home
  • About Us
    • Our Team
    • Our Process
    • Our Partners
  • Services
    • Insurance
    • Employee Benefits
    • Broker Services
    • Account Services
  • News
    • Insurance Industry
    • Business Owners
    • Agents & Brokers
    • CONTACT US
  FJM & ASSOCIATES OF BUFFALO INC.
  • Home
  • About Us
    • Our Team
    • Our Process
    • Our Partners
  • Services
    • Insurance
    • Employee Benefits
    • Broker Services
    • Account Services
  • News
    • Insurance Industry
    • Business Owners
    • Agents & Brokers
    • CONTACT US
Attn:  All Employees of National Property Management Associates
 

Major Medical Insurance is offered to help make sure that in the event of an unexpected Injury or Illness, your Doctor, Hospital or Medical Facility is compensated for providing the vital treatment necessary for you or your loved ones.

However, today more than ever, even the best plans may pay only a portion of the actual costs of this treatment, leaving you to deal with the potential financial burden of Co-Pays, Deductibles, Direct and Indirect Out-of-Pocket Costs, Lost Wages or Final Expenses.  
 
Voluntary Benefits provide a cost-effective way to enhance your medical insurance and help you prepare for life’s unexpected challenges. Paid directly to you, they can be used to pay expenses that other insurance may not cover.  

This is why we are pleased to announce that our Health Insurance Broker- Sheridan Benefits, has partnered with FJM & Associates of Buffalo, Inc., a Family-Owned & Operated Insurance and Employee Benefits Broker, to facilitate the re-introduction of our Voluntary Benefits Program.  They bring with them an offer from Colonial Life (a leader in the Voluntary Benefits industry) which provides Guaranteed Issue  (No health questions asked!) Group Accident and Group Critical Illness Plans. 
 
We encourage all employees to take a few moments to review the programs being offered by selecting one of the images below and clicking through to review policy brochures and information.

Please feel free to contact FJM & Associates  if you have any questions or would like additional information.
 
​When you are ready to Enroll in Colonial Voluntary Benefits the buttom below will take you directly to the Online Application.
Click Here For Link to OnLine Application
Accident Protection
Critical Illness

    ​Kindly complete this form, indicating which programs you are most interested in.  Be sure to include all requested information and best time & method of contact.
    Click 'submit' and a Representative of FJM & Associates will get back to you shortly. Thank you.

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