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  • Home
    • Frank J. Moley
  • About Us
    • Our Team
    • Our Process
    • Employee Benefits
  • General Services
    • Agent and Broker
    • Business Owner & Account Manager
    • Employee & Policyholder
  • Custom Enrollment Solutions
  • FJM-CVB PROGRAMS
  • Contact Us
  FJM & ASSOCIATES OF BUFFALO INC.
  • Home
    • Frank J. Moley
  • About Us
    • Our Team
    • Our Process
    • Employee Benefits
  • General Services
    • Agent and Broker
    • Business Owner & Account Manager
    • Employee & Policyholder
  • Custom Enrollment Solutions
  • FJM-CVB PROGRAMS
  • Contact Us
COLONIAL VOLUNTARY BENEFITS
Attn:  All Employees of New Wave Energy
 

Major Medical Insurance is offered to help make sure that in the event of an unexpected Injury or Illness, your Doctor, Hospital or Medical Facility is compensated for providing the vital treatment necessary for you or your loved ones.

However, today more than ever, even the best plans may pay only a portion of the actual costs of this treatment, leaving you to deal with the potential financial burden of Co-Pays, Deductibles, Direct and Indirect Out-of-Pocket Costs, Lost Wages or Final Expenses.  
 
Voluntary Benefits provide a cost-effective way to enhance your medical insurance and help you prepare for life’s unexpected challenges. Paid directly to you, they can be used to pay expenses that other insurance may not cover.  

This is why we are pleased to announce that our Health Insurance Broker- Sheridan Benefits, has partnered with FJM Benefits Advisors, a Family-Founded & Operated Employee Benefits Broker, to facilitate the introduction of our new Voluntary Benefits Program.  They bring with them an offer from Colonial Life (a leader in the Voluntary Benefits industry) which provides Guaranteed Issue  Accident, Critical Illness & Short-Term Disability Plans. 
 
We encourage all employees to take a few moments to review the programs being offered by selecting one of the images below and clicking through to review policy brochures and information specific to your State.

Please feel free to contact FJM Benefits Advisors if you have any questions or would like additional information.
Accident Protection
Critical Illness
Disability Insurance

    ​Kindly complete this form, indicating which programs you are most interested in.  Be sure to include all requested information and best time & method of contact.
    Click 'submit' and a Representative of FJM Benefits Advisors will get back to you shortly. Thank you.

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