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  FJM & ASSOCIATES OF BUFFALO INC.
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Voluntary Benefits
Attention: Valued ESC Employee
 

Major Medical Insurance is offered to help make sure that in the event of an unexpected Injury or Illness, your Doctor, Hospital or Medical Facility is compensated for providing the vital treatment necessary for you or your loved ones.

However, even the best plans may pay only a portion of the actual costs of this treatment, leaving you to deal with the Financial Burden of Co-Pays, Deductibles, Direct and Indirect Out-of-Pocket Costs, Lost Wages or Final Expenses.  

Recognizing the toll these costs may take on you or your family, ESC has teamed up with FJM & Associates of Buffalo, Inc. to offer a selection of some of the most Innovative and Cost-Effective Supplemental Insurance Programs available today.

These programs are designed to provide Pre-Arranged, Cash-Dollar Payments directly to you (based on specific events or treatments), that you may use anyway you see fit.  All programs are available with limited underwriting and through the convenience of Payroll Deduction.

Please take a few moments to review the programs listed below for more information and to schedule an appointment with one of the Benefit Specialists from FJM & Associates (either virtually or in-person), to review all your available options and to enroll you in the programs of your choice.

Kindly complete and submit the Contact Form, indicating which programs you are most interested in as well the best day/time/method to get a hold of you.  (Please be sure to include the name of your COMPANY in the comments box.)

                                          ATTENTION: EMPLOYEES OUTSIDE OF THE BUFFALO/ROCHESTER AREA

Your Colonial Voluntary Benefits Call Center is available from 8:00am to 8:00pm daily to assist with your Enrollment in any of the programs outlined below.  Please call: 866-814-1053
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(Select any one of the graphics below to see a brief description of the product.)
Accident Protection
Critical Illness
Short-Term Disability
Life Insurance

    ​Kindly complete this form, indicating which programs you are most interested in.  Be sure to include all contact information and the name of your COMPANY. Click 'submit' and a Representative of FJM & Associates will contact you shortly. Thank you.

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