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  FJM & ASSOCIATES OF BUFFALO INC.
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Attn:   All Personnel & Departments - AFSCME Local 1635

​COLONIAL VOLUNTARY BENEFITS OPEN ENROLLMENT
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*GUARANTEED ISSUE LIFE AND DISABILITY*

The past few years have shown many in our community the reality of the potential financial burden an unexpected Injury or Illness could create to ourselves or our families.
 
Even the best Major Medical Insurance may pay only a portion of the actual costs generated by Co-Pays, Deductibles, Direct and Indirect Out-of-Pocket Costs, Lost Wages or Final Expenses, leaving you to deal with the rest.

AFSCME Local 1635 and the City of Rochester partnered with FJM & Associates of Buffalo, Inc. many years ago to offer a portfolio of Voluntary Supplemental Benefits through the convenience of payroll deduction. 
 
Many employees of The City of Rochester currently participate in these programs and 10's of $1,000's of dollars in claims have been paid over the years. FJM & Associates of Buffalo, Inc. has never failed to provide exemplary Customer Service during this time.
 
We are now pleased to announce that through the due diligence of FJM & Associates of Buffalo, Inc., an extremely favorable underwriting offer has been secured through Colonial Life/Paul Revere for all current and future employees.

This offer provides Guaranteed Issue Whole Life Insurance up to $150,000 Face Amount or $30 per week (whichever comes first), depending on Issue Age and Smoker/Non-Smoker Status. No additional questions needed.
 
There is also Guaranteed Issue Short-Term Disability Insurance at 60% of Current Income up to $4000 per Month with a choice of Waiting and Benefit Periods.   
 
FJM & Associates will be scheduling a series of on-site Educational Meetings to review all your available options and answer any questions you may have. These will be followed-up with either Face-to-Face or Virtual  Enrollment Meetings. (Exact Times and Meeting Locations will be communicated once they are finalized.)

In the meantime, you may select any of the images below to learn more about that particular program. Then, complete and submit the Contact Form, indicating which programs you are most interested in and one of the Benefit Specialists from FJM & Associates will reach out to schedule either an In-Person or Virtual Meeting.

Accident Protection
Critical Illness
Short-Term Disability
Life Insurance
Identity Protection

Please submit this form for processing and your FJM & Associates Representative will contact you shortly.

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