Why Offer Voluntary Benefits?
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FJM BENEFITS ADVISORS has specialized in employee benefits for nearly 25 years, with a focus on Voluntary Benefits offered through payroll deduction.
Over that time, Voluntary Benefits have evolved from a ‘nice-to-have’ perk into a vital component of modern benefits packages—filling critical gaps left by traditional health insurance.
Over that time, Voluntary Benefits have evolved from a ‘nice-to-have’ perk into a vital component of modern benefits packages—filling critical gaps left by traditional health insurance.
Out-of-pocket expenses associated with a major illness or serious injury continue to increase along with Medical Premiums, Deductibles and Copays. Current studies show that the average American family would suffer financial hardship if presented with an unxpected medical expense of $500 or more.
Voluntary Benefits (VB) are specifically designed to provide a source of cash directly to the insured to help offset these expenses that other insurances don't cover. The VB Market has experienced double-digit growth for past several years and this trend is projected to continue.
Whether you currently market Voluntary Benefits, have in the past or are contemplating for the future, consider partnering with FJM Benefit Advisors. Our team of professionals specialize in Voluntary Benefits and can handle all components of a successful Benefits Enrollment including: Design, Communication, Education, Implementation and Customer Service.
Voluntary Benefits (VB) are specifically designed to provide a source of cash directly to the insured to help offset these expenses that other insurances don't cover. The VB Market has experienced double-digit growth for past several years and this trend is projected to continue.
Whether you currently market Voluntary Benefits, have in the past or are contemplating for the future, consider partnering with FJM Benefit Advisors. Our team of professionals specialize in Voluntary Benefits and can handle all components of a successful Benefits Enrollment including: Design, Communication, Education, Implementation and Customer Service.
Voluntary Benefits Enhance Existing Employee Benefits
Colonial Voluntary Benefits Portfolio
At FJM Benefits Advisors, we understand the challenge employers face in attracting and retaining top talent without straining their bottom line. That’s why we specialize in expanding and enhancing Employee Benefits programs with carefully curated Voluntary Benefits designed to support employees and their families. Through our exclusive contract with our preferred carrier, Colonial Life, we offer Guaranteed Issue products--Ensuring No One is Denied Coverage.
But what truly sets us apart is our commitment to clarity, education, and unwavering support. We don’t just offer benefits—we ensure employees fully understand their options, empowering them to make informed decisions. And when issues arise with billing or claims, we’re right there, providing ongoing assistance every step of the way. At FJM Benefits Advisors, we don’t just serve businesses—we build partnerships that strengthen teams and fuel success.
But what truly sets us apart is our commitment to clarity, education, and unwavering support. We don’t just offer benefits—we ensure employees fully understand their options, empowering them to make informed decisions. And when issues arise with billing or claims, we’re right there, providing ongoing assistance every step of the way. At FJM Benefits Advisors, we don’t just serve businesses—we build partnerships that strengthen teams and fuel success.
