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  • Home
    • Frank J. Moley
  • About Us
    • Our Team
    • Unique Value Proposition >
      • Business Owner & Account Manager
    • Employee Benefits
  • General Services
    • Agent and Broker
    • Employee & Policyholder
  • FJM-CVB PROGRAMS
  • Contact Us
  • FJM-BROKER
  FJM & ASSOCIATES OF BUFFALO INC.
  • Home
    • Frank J. Moley
  • About Us
    • Our Team
    • Unique Value Proposition >
      • Business Owner & Account Manager
    • Employee Benefits
  • General Services
    • Agent and Broker
    • Employee & Policyholder
  • FJM-CVB PROGRAMS
  • Contact Us
  • FJM-BROKER
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More Revenue - Less Effort
​The FJM Advantage

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ALL THE BENEFITS, WITHOUT THE HEAVY-LIFTING
FJM Benefits Advisors has specialized in employee benefits for nearly 25 years, with deep expertise in Voluntary Benefits offered through payroll deduction.

Today, Voluntary Benefits are no longer just a “nice-to-have” perk—they’re a critical part of modern benefits packages, filling gaps left by traditional health insurance.

But delivering a profitable enrollment takes Planning, Marketing, Education, Implementation, and ongoing support—many moving parts that require time, resources, and expertise.

That’s where the FJM Advantage comes in. When you partner with us, you gain all the advantages of adding a new line of business—without the cost, complexity, or staffing required to build it yourself. We handle everything from pre-enrollment planning to post-enrollment follow-up and ongoing service, so you can grow revenue effortlessly.

Furthermore, all FJM clients are subject our World-Class underwriting offer from Colonial Voluntary Benefits, which includes Guaranteed Issue - All Products (no medical questions asked), No Minimum Participation Requirements, and Pre-Existing  Condition Waiver.

Here is a brief outline of the many steps necessary to assure a successful enrollment.  Please note that FJM will handle the lions-share of the responsibilities, utilizing the expertise we've gained by specializing in Voluntary Benefits. 

Select the 'Contact' button below to schedule a call with FJM Benefit Advisors to discuss how adding a VB portfolio to your Book can be a win-win for everyone involved.

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