Welcome to Colonial Voluntary Benefits — a recognized leader in Supplemental Insurance — proudly offered and administered through FJM Benefits Advisors.
As your Insurance and Voluntary Benefits Representatives, we understand how essential clear communication and education are in helping you recognize the value of these programs. Every individual and family has unique personal and financial needs, which is why the ability to tailor coverage to your specific circumstances is so important.
Voluntary Benefits (also known as Supplemental Insurance) are specialized programs that provide pre-arranged, cash-dollar payments directly to you based on specific events or treatments. These payments can be used however you choose and are designed to complement your existing coverage, offering an extra layer of financial protection when you need it most.
And here’s the best part: all programs are offered under Guaranteed Issue — meaning no medical questions are asked, and no one can be denied coverage.
To explore your options, simply select any of the images below to view a brief overview of each program. If you’re interested in learning more or enrolling, please complete and submit the contact form below. Be sure to indicate which programs you’re most interested in, and your FJM Representative will reach out to schedule a convenient in-person or virtual appointment.
We look forward to guiding you through this important decision.
(Select any one of the graphics below to see a brief outline of the product.)
As your Insurance and Voluntary Benefits Representatives, we understand how essential clear communication and education are in helping you recognize the value of these programs. Every individual and family has unique personal and financial needs, which is why the ability to tailor coverage to your specific circumstances is so important.
Voluntary Benefits (also known as Supplemental Insurance) are specialized programs that provide pre-arranged, cash-dollar payments directly to you based on specific events or treatments. These payments can be used however you choose and are designed to complement your existing coverage, offering an extra layer of financial protection when you need it most.
And here’s the best part: all programs are offered under Guaranteed Issue — meaning no medical questions are asked, and no one can be denied coverage.
To explore your options, simply select any of the images below to view a brief overview of each program. If you’re interested in learning more or enrolling, please complete and submit the contact form below. Be sure to indicate which programs you’re most interested in, and your FJM Representative will reach out to schedule a convenient in-person or virtual appointment.
We look forward to guiding you through this important decision.
(Select any one of the graphics below to see a brief outline of the product.)
