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  • Home
    • Frank J. Moley
  • About Us
    • Our Team
    • Unique Value Proposition >
      • Business Owner & Account Manager
    • Employee Benefits
  • General Services
    • Agent and Broker
    • Employee & Policyholder
  • Custom Enrollment Solutions
  • FJM-CVB PROGRAMS
  • Contact Us
  FJM & ASSOCIATES OF BUFFALO INC.
  • Home
    • Frank J. Moley
  • About Us
    • Our Team
    • Unique Value Proposition >
      • Business Owner & Account Manager
    • Employee Benefits
  • General Services
    • Agent and Broker
    • Employee & Policyholder
  • Custom Enrollment Solutions
  • FJM-CVB PROGRAMS
  • Contact Us

Supplemental Voluntary Benefits
For Reikart House Employees 

Voluntary Benefits provide a cost-effective way to enhance your medical insurance and other insurances to help you prepare for life’s unexpected challenges. Paid directly to you, they can be used to pay expenses that other insurances may not cover such as:  CoPays, Deductibles, Direct and Indirect Out-of-Pocket Costs, Lost Wages or Final Expenses.  

Recognizing the potential negative financial affect these potential situations could have on you or your family, your Benefits Broker- Sheridan Benefits, has partnered with FJM Benefits Advisors, a Family Founded & Operated Voluntary Employee Benefits Broker, to facilitate the introduction of a new Voluntary Benefits Program.  Additionally, FJM Benefits Advisors brings with them an offer from Colonial Life (a leader in the Voluntary Benefits industry) which provides Guaranteed Issue  Accident, Short-Term Disability, Life and Dental Insurance. 
 
All employees are encouraged to take a few moments to review the programs being offered by selecting one of the images below and clicking through to review policy brochures and information specific to Reikart House employees.

You may then complete and submit the form at the bottom of this page to contact FJM Benefits Advisors directly to schedule a personal or virtual appointment with one of their representatives.


For more information on any of the plans offered through Colonial Voluntary Benefits , be sure to select the corresponding boxes below and submit.  Your FJM Benefits Advisor will contact you to review your options.

​COLONIAL LIFE VOLUNTARY BENEFITS
Select an image below for information on products offered through Colonial Voluntary Benefits
Accident Protection
Short-Term Disability
Life Insurance
Dental Insurance

    Reikart House - Interest Form
    ​FJM Benefits Advisors

Submit