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    • Frank J. Moley
  • About Us
    • Our Team
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      • Business Owner & Account Manager
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    • Employee & Policyholder
  • FJM-CVB PROGRAMS
  • Contact Us
  • FJM-BROKER
FJM BENEFITS ADVISORS
  • Home
    • Frank J. Moley
  • About Us
    • Our Team
    • Unique Value Proposition >
      • Business Owner & Account Manager
    • Employee Benefits
  • General Services
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    • Employee & Policyholder
  • FJM-CVB PROGRAMS
  • Contact Us
  • FJM-BROKER
​WELCOME!
​
You have been directed to this page to provide additional information on the 
Colonial Voluntary Benefits programs available to you via Payroll Deduction.

​Colonial Voluntary Benefits, a Leader in Supplemental Insurance, is presented through the strategic partnership of Sheridan Benefits and FJM Benefits Advisors, both proud partners with Patriot Growth Insurance Services. 
Bridging the Gaps in Healthcare Costs

In today’s healthcare landscape, rising co-pays, deductibles, and out-of-pocket expenses can place a significant financial burden on individuals and families. Colonial Voluntary Benefits ​offers a suite of supplemental insurance products that provide direct cash benefits and support your financial well-being.

These programs are available to all employees of Irish Family Companies and are among the most popular voluntary benefits offered today. Each plan is structured to pay specific dollar amounts directly to the insured following a covered event, and all are conveniently offered through payroll deduction. 

Colonial Voluntary Benefits makes it easy to protect yourself from unexpected medical expenses with plans that work alongside your existing health coverage. The available products include Accident Protection, Cancer Insurance and Hospital Indemnity, designed to help fill the financial gaps left by deductibles, co-pays, and other out-of-pocket expenses associated with traditional health insurance.

They offer level premiums, convenient payroll deduction, and the added benefit of portability—meaning you can take the coverage with you if you leave employment, with no change in rates. Whether you choose one, two or all three, these plans help fill the financial gaps left by deductibles, co-pays, and other out-of-pocket expenses associated with traditional health insurance.

Want to learn more? Select any of the images below for detailed product information, or use the contact form to request an FJM Benefits Advisor to reach out and guide you through your options.
Accident Protection
Cancer Insurance
Medical Bridge

    ​Kindly complete this form, indicating which programs you are most interested in.  Be sure to include all requested information and best time & method of contact.
    Click 'submit' and a Representative of FJM Benefits Advisors will get back to you shortly. Thank you.

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