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You have been directed to this page to provide additional information on the
Colonial Voluntary Benefits programs available to you via Payroll Deduction.
You have been directed to this page to provide additional information on the
Colonial Voluntary Benefits programs available to you via Payroll Deduction.
Colonial Voluntary Benefits, a Leader in Supplemental Insurance, is presented through the strategic partnership of Sheridan Benefits and FJM Benefits Advisors, both proud partners with Patriot Growth Insurance Services.
Bridging the Gaps in Healthcare Costs
In today’s healthcare landscape, rising co-pays, deductibles, and out-of-pocket expenses can place a significant financial burden on individuals and families. Colonial Voluntary Benefits offers a suite of supplemental insurance products that provide direct cash benefits and support your financial well-being.
These programs are available to all employees of Irish Family Companies and are among the most popular voluntary benefits offered today. Each plan is structured to pay specific cash amounts directly to the insured following a covered event, and all are conveniently offered through payroll deduction.
Colonial Voluntary Benefits makes it easy to protect yourself from unexpected medical expenses with plans that work alongside your existing health coverage. All three products — Accident, Critical Illness, and Hospital Indemnity — are Guaranteed Issue, meaning there are No Medical Questions Asked and No One is Denied Coverage. Enrollment is simple, and coverage is accessible to everyone.
As group-based plans, they offer lower premiums, convenient payroll deduction, and the added benefit of portability — meaning you can take the coverage with you if you leave your employer, with no change in rates. Whether you choose one or all three, these plans help fill the financial gaps left by deductibles, co-pays, and other out-of-pocket expenses associated with traditional health insurance.
Want to learn more? Select any of the images below for detailed product information, or use the contact form to request an FJM Benefits Advisor to reach out and guide you through your options.
In today’s healthcare landscape, rising co-pays, deductibles, and out-of-pocket expenses can place a significant financial burden on individuals and families. Colonial Voluntary Benefits offers a suite of supplemental insurance products that provide direct cash benefits and support your financial well-being.
These programs are available to all employees of Irish Family Companies and are among the most popular voluntary benefits offered today. Each plan is structured to pay specific cash amounts directly to the insured following a covered event, and all are conveniently offered through payroll deduction.
Colonial Voluntary Benefits makes it easy to protect yourself from unexpected medical expenses with plans that work alongside your existing health coverage. All three products — Accident, Critical Illness, and Hospital Indemnity — are Guaranteed Issue, meaning there are No Medical Questions Asked and No One is Denied Coverage. Enrollment is simple, and coverage is accessible to everyone.
As group-based plans, they offer lower premiums, convenient payroll deduction, and the added benefit of portability — meaning you can take the coverage with you if you leave your employer, with no change in rates. Whether you choose one or all three, these plans help fill the financial gaps left by deductibles, co-pays, and other out-of-pocket expenses associated with traditional health insurance.
Want to learn more? Select any of the images below for detailed product information, or use the contact form to request an FJM Benefits Advisor to reach out and guide you through your options.
