EMPLOYEE BENEFITS
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VOLUNTARY BENEFITS
Colonial Voluntary Benefits, a Leader in Supplemental Insurance, is presented through the strategic partnership of Sheridan Benefits and FJM Benefits Advisors, both proud partners with Patriot Growth Insurance Services.
A serious Accident or Sickness can lead to unexpected co-pays, deductibles, and out-of-pocket costs, potentially creating a significant financial burden for you or your family.
Voluntary Benefits provides financial security by covering unexpected costs that standard health plans may not.
Voluntary Benefits provides financial security by covering unexpected costs that standard health plans may not.
At FJM Benefits Advisors believe that effective Communication and Education are key to a successful Employee Benefits Program roll-out.
Since everyone’s personal and financial needs are different, customizing coverage is essential for meaningful protection.
But with so many options, choosing the right program for you and your unique circumstances can be overwhelming! How do you know which programs are best for you?
To simplify the process, please take a moment to review the following two scenarios and decide which ones best describes your situation and then refer to the listed programs for more information.
Since everyone’s personal and financial needs are different, customizing coverage is essential for meaningful protection.
But with so many options, choosing the right program for you and your unique circumstances can be overwhelming! How do you know which programs are best for you?
To simplify the process, please take a moment to review the following two scenarios and decide which ones best describes your situation and then refer to the listed programs for more information.
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"I'm concerned about 'out-of-pocket' costs associated with an unexpected injury, illness or hospital stay."
RECOMMENDED PROGRAMS FOR YOU TO REVIEW: 1. Group Accident Protection (24/7) 2. Group Critical Illness (Lump-Sum & Wellness) 3. Group Medical Bridge (Hospital Indemnity) |
"I'm concerned about the effect a temporary or permanent loss of income would have on my family's finances."
RECOMMENDED PROGRAMS FOR YOU TO REVIEW: 1. Disability Insurance 2. Whole Life Insurance 3. Group Term Life Insurance |
We would also encourage you to take a few minutes to review all of the programs available by selecting an image below and drilling down to access plan highlights, digital brochures and other relevant information.
Then, if you are interested in learning more about or enrolling in any of these programs, please complete and submit the Contact Form below and a representative of FJM Benefits Advisors will reach out to you.
Let us help you make informed decisions that support your well-being!
(Select any one of the graphics below to see a brief outline of the product and additional marketing materials.)
Then, if you are interested in learning more about or enrolling in any of these programs, please complete and submit the Contact Form below and a representative of FJM Benefits Advisors will reach out to you.
Let us help you make informed decisions that support your well-being!
(Select any one of the graphics below to see a brief outline of the product and additional marketing materials.)
