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  • Home
    • Frank J. Moley
  • About Us
    • Our Team
    • Unique Value Proposition >
      • Business Owner & Account Manager
    • Employee Benefits
  • General Services
    • Agent and Broker
    • Employee & Policyholder
  • FJM-CVB PROGRAMS
  • Contact Us
  • FJM-BROKER
  FJM & ASSOCIATES OF BUFFALO INC.
  • Home
    • Frank J. Moley
  • About Us
    • Our Team
    • Unique Value Proposition >
      • Business Owner & Account Manager
    • Employee Benefits
  • General Services
    • Agent and Broker
    • Employee & Policyholder
  • FJM-CVB PROGRAMS
  • Contact Us
  • FJM-BROKER


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​FJM BENEFITS ADVISORS
Custom Enrollment Solutions For Any Size Business

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​FJM BENEFITS ADVISORS
PicturePaul Moley, President, Melissa Laird, Vice-President
​​A Family-Founded, Family-Operated Agency

FJM Benefits Advisors is proudly led by siblings Paul Moley (President) and Melissa Laird (Vice-President), seasoned insurance professionals with nearly 50 years of combined experience in employee benefits.

As Agency Principals, they’ve built a reputation for strategic growth, exceptional service, and a hands-on approach rooted in the values of their late father, Frank Moley, who founded the agency.

Leadership That Drives Results

Paul Moley – President
Paul leads agency expansion through broker development, benefit design, and client relationships. His strategic vision continues to shape FJM’s growth and market presence.

Melissa Laird – Vice President
Melissa heads the Group Benefits Division and is widely recognized for her award-winning customer service and innovative problem-solving.

Together, Paul and Melissa embody the legacy of service, integrity, and excellence that defines FJM Benefits Advisors.

A Proud Patriot Partner

​In September 2024, FJM became a Patriot Partner Agency, joining forces with Patriot Growth Insurance Services. This partnership expands FJM’s capabilities, offering clients a broader portfolio of products and services—including enhanced benefit design, enrollment, and servicing.

FJM’s expertise in voluntary benefits now supports Patriot agencies nationwide, creating powerful synergies across the network.

Our Promise

FJM Benefits Advisors continues to evolve as a family-operated, future-forward agency, delivering custom-tailored benefits solutions with clarity, compassion, and impact.

Our Client Commitment

  • FJM Designs Tailored Voluntary Benefits Portfolios to Meet the Unique Needs of Each Organization
  • Our Clients Gain Access To Exclusive Underwriting Offers and Custom Plan Designs
  • Personalized Marketing Materials Help Keep Employees Informed and Engaged
  • Full-Service Enrollment Support Includes Live or Virtual Educational Sessions and One-On-One Consultations
  • Our Outstanding Customer Service Provides Assistance With Claims, Billing, New Hires and Annual Enrollments