Voluntary Benefits
Voluntary Benefits were once seen as a “nice-to-have” perk—an affordable way to provide extra financial support in case of an Accident or a Serious illness. However, in today’s evolving insurance landscape, they have become an essential component of a comprehensive Employee Benefits Program, offering employees and their families a crucial financial safety net.
Even the most robust Health Insurance may fall short when facing a serious Accidental Injury or Critical Illness (including Cancer). Whether receiving treatment as an In-Patient or Out-Patient, expenses such as co-pays, deductibles, medical and non-medical costs, and possible lost income can create unexpected financial strain.
Accident, Critical Illness, Cancer and Hospital Indemnity Insurances provide direct cash payments based on covered events, giving employees the flexibility to use those funds as needed. Additionally, these programs are all being offered under Guaranteed Issue, which means No Questions asked and No Medicals needed for All Employees!
If you have any questions or need more information after reviewing your options, please complete the form at the bottom of the page and select the programs that interest you most. An FJM Benefits Advisor will reach out to provide personalized guidance and support.
Even the most robust Health Insurance may fall short when facing a serious Accidental Injury or Critical Illness (including Cancer). Whether receiving treatment as an In-Patient or Out-Patient, expenses such as co-pays, deductibles, medical and non-medical costs, and possible lost income can create unexpected financial strain.
Accident, Critical Illness, Cancer and Hospital Indemnity Insurances provide direct cash payments based on covered events, giving employees the flexibility to use those funds as needed. Additionally, these programs are all being offered under Guaranteed Issue, which means No Questions asked and No Medicals needed for All Employees!
If you have any questions or need more information after reviewing your options, please complete the form at the bottom of the page and select the programs that interest you most. An FJM Benefits Advisor will reach out to provide personalized guidance and support.
VOLUNTARY BENEFITS PORTFOLIO
Select an image below for information on products being offered through Colonial Voluntary Benefits.
