ATTN: EMERGENCY COMMUNICATIONS DEPARTMENT EMPLOYEES
2022 OPEN ENROLLMENT - NEW SUPPLEMENTAL BENEFITS - GUARANTEED ISSUE LIFE AND DISABILITY
Major Medical Insurance is offered to help make sure that in the event of an unexpected Injury or Illness, your Doctor, Hospital or Medical Facility is compensated for providing the vital treatment necessary for you or your loved ones.
Today, more than ever, even the best plans may pay only a portion of the actual costs of this treatment, leaving you to deal with the financial burden of Co-Pays, Deductibles, Direct and Indirect Out-of-Pocket Costs, Lost Wages or Final Expenses.
The City of Rochester has long recognized the toll these costs may take on our employees and their families, so we partnered with FJM & Associates of Buffalo, Inc. many years ago to offer a portfolio of Voluntary Supplemental Benefits through the convenience of payroll deduction.
These Supplemental Insurance programs are specifically designed to provide Pre-Arranged, Cash-Dollar Payments directly to you (based on specific events or treatments), that can be used anyway you see fit. Many employees of The City of Rochester currently participate in these programs and 10's of $1,000's of dollars in claims have been paid over the years.
Recently we were informed that the parent company of one of the primary carriers offered, Allstate Benefits (Allstate Life Insurance Company of New York) was sold to another financial institution. As part of this transaction, Allstate Benefits is no longer available for sale in New York State.
(Please Note: This will not effect any existing policyholders who will be ‘grandfathered’ into their existing plans.)
Fortunately, by taking a proactive approach, FJM & Associates of Buffalo, Inc. was able to secure an extremely favorable underwriting offer through Colonial Life/Paul Revere for all current and future employees. This offer provides Guaranteed Issue Whole Life and Short-Term Disability Insurance to all current employees during this initial enrollment period only.
(Please Note: New Employees will also be able to take advantage of this offer when they are first hired.)
We encourage all members, whether currently enrolled, previously enrolled or never enrolled, whether with Allstate Benefits or any other carrier, to meet with an FJM Representative to review this extremely generous offer. Many folks have found that they were able to Enhance Benefits or Increase Coverages at little or no additional cost and some cases actually save money.
FJM & Associates Representatives are available to review all your benefit options and enroll you in the programs of your choice. This can be done either through face-to-face meetings on-site during normal working hours or virtually at your convenience.
In the meantime, you may select any of the images below to learn more about that particular program. Then, complete and submit the Contact Form, indicating which programs you are most interested in and one of the Benefit Specialists from FJM & Associates will reach out to schedule either an in-person or virtual appointment.
2022 OPEN ENROLLMENT - NEW SUPPLEMENTAL BENEFITS - GUARANTEED ISSUE LIFE AND DISABILITY
Major Medical Insurance is offered to help make sure that in the event of an unexpected Injury or Illness, your Doctor, Hospital or Medical Facility is compensated for providing the vital treatment necessary for you or your loved ones.
Today, more than ever, even the best plans may pay only a portion of the actual costs of this treatment, leaving you to deal with the financial burden of Co-Pays, Deductibles, Direct and Indirect Out-of-Pocket Costs, Lost Wages or Final Expenses.
The City of Rochester has long recognized the toll these costs may take on our employees and their families, so we partnered with FJM & Associates of Buffalo, Inc. many years ago to offer a portfolio of Voluntary Supplemental Benefits through the convenience of payroll deduction.
These Supplemental Insurance programs are specifically designed to provide Pre-Arranged, Cash-Dollar Payments directly to you (based on specific events or treatments), that can be used anyway you see fit. Many employees of The City of Rochester currently participate in these programs and 10's of $1,000's of dollars in claims have been paid over the years.
Recently we were informed that the parent company of one of the primary carriers offered, Allstate Benefits (Allstate Life Insurance Company of New York) was sold to another financial institution. As part of this transaction, Allstate Benefits is no longer available for sale in New York State.
(Please Note: This will not effect any existing policyholders who will be ‘grandfathered’ into their existing plans.)
Fortunately, by taking a proactive approach, FJM & Associates of Buffalo, Inc. was able to secure an extremely favorable underwriting offer through Colonial Life/Paul Revere for all current and future employees. This offer provides Guaranteed Issue Whole Life and Short-Term Disability Insurance to all current employees during this initial enrollment period only.
(Please Note: New Employees will also be able to take advantage of this offer when they are first hired.)
We encourage all members, whether currently enrolled, previously enrolled or never enrolled, whether with Allstate Benefits or any other carrier, to meet with an FJM Representative to review this extremely generous offer. Many folks have found that they were able to Enhance Benefits or Increase Coverages at little or no additional cost and some cases actually save money.
FJM & Associates Representatives are available to review all your benefit options and enroll you in the programs of your choice. This can be done either through face-to-face meetings on-site during normal working hours or virtually at your convenience.
In the meantime, you may select any of the images below to learn more about that particular program. Then, complete and submit the Contact Form, indicating which programs you are most interested in and one of the Benefit Specialists from FJM & Associates will reach out to schedule either an in-person or virtual appointment.
