The 'Employee Benefits Wheel'

There are many components that go into creating a strong Employee Benefits package and not every employee will value each of them the same way, making it a challenge sometimes to know which area to focus on in your practice.

Broker Services


 Insurance Brokers, we often find ourselves wearing many hats in an attempt to try and be 'All things to all people'.

Unfortunately, every year the various components that make up the 'Employee Benefits Wheel' become more intricate and specialized, making it more challenging to stay up on everything going on in the Insurance Industry.

Your Business and Commercial clients are already using many of these components on a regular basis and if you're not the one offering these programs, somebody else is!

FJM & Associates of Buffalo, Inc. is an Insurance and Employee Benefits Broker Agency that has been locally owned and operated by the Moley Family since 1999.  

If you would like to discuss how working with us may allow you to Create or Enhance a new division at your Agency, providing a positive experience for your Clients and your Bottom Line, please select the button below.

(Select 'Click Here' to learn more about our 'Broker Affiliate Program')